Turning 65 • Bloomington, Indiana
Approaching Medicare with a clearer plan.
Turning 65 brings important Medicare decisions. Swift Retirement provides local, plain-language guidance so you can understand your enrollment timing and compare available coverage options.
When should you start preparing?
Your Initial Enrollment Period generally begins three months before the month you turn 65, includes your birthday month, and continues for three months afterward. Starting early gives you time to learn how Medicare coordinates with employer coverage, retirement benefits, and prescription needs.
Understanding the parts of Medicare
- Part A generally covers inpatient hospital care.
- Part B generally covers physician and outpatient services.
- Part C refers to Medicare Advantage plans offered by private insurers.
- Part D helps cover prescription medications.
Questions worth discussing
- Will you keep working or remain on employer coverage after 65?
- Which doctors, hospitals, and prescriptions matter to you?
- Do you travel frequently or live in another state part of the year?
- How do premiums and potential out-of-pocket costs fit your budget?
Get help from a local Bloomington agent
Evan Howard can meet with you by appointment at Swift Retirement’s Bloomington office or speak with you by phone. The goal is to make the information understandable and help you identify an appropriate next step.